All Calculators

Browse 120+ free mortgage and home payment calculators for US, UK, Canada, Australia, and New Zealand.

Core Mortgage

Mortgage CalculatorAmortization CalculatorMortgage PayoffExtra PaymentsBiweekly PaymentsMortgage Comparison15 vs 30 Year

Home Buying

AffordabilityDown PaymentClosing CostsPMI CalculatorPITI CalculatorDebt-to-IncomeRent vs BuyHome ValueProperty TaxHome InsuranceMoving Cost

Refinancing

Refinance CalculatorRefinance Break-EvenCash-Out RefinanceRefinance SavingsMortgage RecastRefi Closing Costs

Loan Programs

FHA LoanVA LoanUSDA LoanConventional LoanJumbo LoanARM MortgageInterest OnlyConstruction LoanLand LoanBalloon Mortgage

Home Equity

Home EquityHome Equity LoanHELOCReverse MortgageBridge LoanSecond Mortgage

Investment Property

Rental PropertyCap RateRental YieldDSCRHouse Flipping1031 ExchangeNet Seller ProceedsAgent CommissionRent AffordabilityRenovation Budget

Taxes & Insurance

Property TaxHome InsuranceTax DeductionHOA FeesFlood InsuranceHome WarrantyTransfer TaxAppraisal GapAssumable Mortgage

United Kingdom

UK MortgageStamp Duty (SDLT)LBTT (Scotland)LTT (Wales)Buy-to-LetFirst-Time BuyerRemortgageShared OwnershipInterest OnlyHelp to Buy

Canada

Canadian MortgageCMHC InsuranceLand Transfer TaxAffordability (GDS/TDS)Mortgage PenaltyFirst-Time BuyerMortgage ComparisonRental Yield

Australia

Australian MortgageStamp DutyLMI CalculatorFirst Home GrantOffset AccountInterest OnlyRental Yield

New Zealand

NZ Mortgage CalculatorNZ First Home (KiwiSaver)Bright-Line Tax CalculatorCouncil Rates Calculator

State-Specific Calculators

Mortgage calculators with state-specific property tax rates and local data.

View all 51 state calculators →

Guides & Resources

How Mortgages Work First-Time Buyer Guide Understanding Amortization Fixed vs Adjustable Rate How to Refinance Understanding PMI FHA vs Conventional Home Buying Process Understanding Closing Costs Mortgage Glossary